2.99% Yep 2.99%

September 2, 2010 by · Leave a Comment

Today in the mortgae world that we live in I typically spend most of my daylevel setting and answering questions on what is still available out there. Not always fun, but it is what it is. But, today I had a blast! I am doing a loan for a buddy that works in the same [...]

5181 Camden Lake Parkway

July 22, 2010 by · Leave a Comment

Impeccably Maintained 4B/3.5 BA in Camden Pointe! So many upgrades to mention! Kitchen upgrades include: Granite countertops, ceramic tile. Separate family room with fireplace. Walk-in closets in Master Bedroom, Master Bath has new tile, double vanities, garden tub, Separate tub/shower. Additional upgrades include: New tankless water heater, new HVAC , new exterior paint , new [...]

2154 Oakdale Estates Court

July 21, 2010 by · Leave a Comment

EXECUTIVE HOME W/OPEN FLOORPLAN,BEAUTIFUL KITCHEN FEATURE GRANITE COUNTERS,PLENTY OF CABINETS & VIEW TO FAMILY ROOM W/FIREPLACE, BEDROOM & FULL BATH ON MAIN LEVEL,LARGE MASTER SUITE,TONS OF STORAGE 3 CAR GARAGE,ARBOR W/MATURE GRAPE PLANT,CLOSE TO INTERSTATES, CONVENIENT TO AIRPORT. REDUCED $10,000! PLEASE FILL OUT THE FORM BELOW TO SCHEDULE A SHOWING FOR THIS PROPERTY, OR CONTACT [...]

Seven Things Your Agent Should Know About Your Mortgage Approval

April 1, 2010 by · Leave a Comment

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property type, HOA [...]

Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan

April 1, 2010 by · Leave a Comment

How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn’t been any new activity since original approval was issued, and the new findings kill the loan. This generally won’t happen in a 30 day time-frame, [...]

Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

April 1, 2010 by · Leave a Comment

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job transfer?  Regardless of the motivation for keeping one property while purchasing [...]

Four Possible Reasons To Refinance

March 31, 2010 by · Leave a Comment

A mortgage is generally the largest debt most homeowners have to manage.  It’s a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a homeowner may choose to refinance, we’ll take a look at the four most common. 1.  Mortgage Rates Drop: Typically, the [...]

How Much Can I Afford?

March 31, 2010 by · Leave a Comment

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term [...]

8 Questions Your Lender Should Answer About Mortgage Rates

March 31, 2010 by · Leave a Comment

Simply checking online for today’s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust so that you can be [...]

What Do Appraisers Look For When Determining A Property's Value?

March 29, 2010 by · Leave a Comment

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea of the [...]

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